Orizen Blog

Guides and insights to better understand and manage your wealth.

real estateIntermediate

SCPI Explained: French Real Estate Investment Trusts

What SCPI shares are, key metrics (yield, occupancy, price vs NAV), real returns after fees, and how to track them in your wealth portfolio.

9 min read
real estateIntermediate

Rental Property ROI: How to Calculate Real Returns

How to calculate gross, net and after-tax returns on a rental property. Formulas, worked examples and pitfalls to avoid.

10 min read
toolsBeginner

Track Your Investments Without Spending Hours on It

How to track all your investments efficiently. Frequency, key metrics, tools and a method to manage your wealth in 15 minutes per month.

8 min read
financial educationBeginner

Debt-to-Asset Ratio: What It Means and How to Track It

How to calculate your debt ratio, what the 35% rule really means, income vs wealth-based ratios, and when debt is actually working for you.

8 min read
investmentIntermediate

Crypto in Your Wealth: How Much Should You Allocate?

How much of your wealth should go to crypto? Volatility, diversification, taxation and a practical framework for integrating crypto intelligently.

9 min read
investmentIntermediate

Portfolio Diversification: The Complete Guide

Why and how to diversify your wealth. Asset classes, correlations, common mistakes and a practical method to reduce risk without sacrificing returns.

10 min read
wealth managementBeginner

Managing Wealth as a Couple: A Practical Guide

How to organise, track and grow your wealth as a couple. Shared budgets, common goals, legal frameworks and the right tools.

10 min read
toolsIntermediate

Orizen Simulation: How Our Wealth Projection Works

How Orizen simulates your wealth evolution: Monte Carlo method, asset-class modelling, economic scenarios and concrete projection results.

10 min read
wealth managementIntermediate

Wealth Projection: How to Simulate Your Financial Future

Learn why and how to simulate your wealth evolution over 5, 10 or 25 years. Realistic scenarios, compound returns and smarter decision-making.

9 min read
wealth managementBeginner

Net Worth: Definition, Calculation & What It Means

What is net worth? How to calculate it, interpret it, and track it over time. The complete guide to understanding your financial health.

8 min read
wealth managementBeginner

Net Worth Assessment 2025: A 4-Step Practical Guide

Learn how to complete a full net worth assessment in 4 simple steps. Assets, liabilities, net worth: a practical guide to understanding your finances.

10 min read
toolsBeginner

Why Spreadsheets Are No Longer Enough to Manage Your Wealth

Spreadsheets break as your wealth grows. The 5 limits of Excel for net worth tracking and the modern tools that give you a real-time financial dashboard.

8 min read