Understand and manage your wealth
A complete dashboard to track your assets, liabilities, investments and budget — no expertise needed.
Get started for freeComplete wealth tracking
Assets, liabilities, net worth
Orizen brings all your assets and liabilities together in a single dashboard. Real estate, bank accounts, stock investments, crypto, SCPI, life insurance, PEA, vehicles — everything in one place so you can finally see the full picture.
Each asset and liability is categorized, with an up-to-date valuation and a history. You instantly see your net worth (assets − liabilities) and how it evolves over time.
Add as many items as you need: there is no limit on the number of assets or liabilities in the free version.
Screenshot — Complete wealth tracking
Monthly budget
PremiumIncome, expenses, savings
The budget module lets you track your income and expenses month by month. Visualize your savings capacity, identify significant spending categories and track your cash flow over time.
Loan repayments and rental income are automatically pulled from your wealth data: no double entry. You see your actual disposable income, savings rate and debt ratio.
The free version includes basic cash flow tracking with three custom categories and a debt ratio. Premium unlocks multi-source income with couple attribution, savings goals, net wealth projection and AI budget analysis.
Screenshot — Monthly budget
Investment tracking
Stocks, ETFs, crypto, SCPI, real estate
Orizen automatically tracks your listed investment prices through market data integration. Stocks, ETFs, cryptocurrencies, commodities — valuations update automatically.
For real estate, Orizen estimates market value using DVF data (France) and UK Land Registry. You can view detailed rental and SCPI investment indicators: gross yield, net yield, monthly cash flow.
Each investment is assigned to an owner (you, your partner, the couple, a child), enabling a per-beneficiary view of your portfolio.
Screenshot — Investment tracking
Wealth simulation
PremiumProjection, scenarios, Monte Carlo
The simple simulation (free) projects your wealth over 25 years using three scenarios (pessimistic, median, optimistic) to give you a first look at the future.
The Orizen Simulation (Premium) goes much further: a Monte Carlo algorithm generates 500 possible trajectories by drawing a realistic economic scenario each year (crisis, stability, boom). Your assets react differently depending on their nature — real estate, stocks and bonds don't behave the same way during a crisis.
The result: a realistic range (P10 to P90) instead of a single number. Your loans are automatically amortized, and the simulation shows the real evolution of your net wealth.
Screenshot — Wealth simulation
AI analysis
PremiumAutomatic wealth diagnostic
Orizen's artificial intelligence analyzes your wealth and generates clear reports, without financial jargon. Five types of analysis are available in Premium:
The wealth diagnostic identifies your strengths, weaknesses, opportunities and risks. The "What should I do with my money?" analysis suggests ideas adapted to your profile. Target allocation compares your current distribution to an indicative allocation matching your risk profile. Project analysis evaluates the feasibility of a specific project (property purchase, retirement, education). The AI budget analysis detects anomalies and suggests optimization scenarios.
Each report can be saved, downloaded as PDF or shared.
Screenshot — AI analysis
Household management
Multi-user, shared wealth
Wealth is often a couple's affair. Orizen lets you share your account with your partner: you both see and edit the same data, in full transparency.
Each asset and expense can be attributed to a household member or to the couple jointly. You see the overall wealth, but also each person's share. Every change is logged in an audit trail.
The shared account is free. If one of you is Premium, the other is too — one subscription for two.
Screenshot — Household management
Multi-currency
EUR, GBP, USD, CHF, AUD
Orizen natively supports five currencies: euro, British pound, US dollar, Swiss franc and Australian dollar. Each asset can be entered in its original currency, and conversions are automatic to display your wealth in the currency of your choice.
This is especially useful if you hold international investments, real estate abroad or bank accounts in multiple countries.
Screenshot — Multi-currency
Your wealth, finally clear
Explore Orizen before creating an account.
Your net worth at a glance
Explore the interactive demo →How it works
From discovery to your dashboard — at your own pace.
Try it without signing up
A pre-loaded fictional household to explore all features in real conditions.
Create your account and add your data
Choose how to enter your wealth. Start with the essentials.
- Enter manually, in a few clicksFree
- Download our Excel/CSV templateFree
- Import your own CSV filePremium
- Let the AI enter data for youPremium
See your financial picture
Your entire wealth in a clear dashboard, updated in real time.
- Your net worth at a glance
- Breakdown of assets and liabilities
- Month-by-month evolution
- Monthly budget and loan tracking
- Long-term projectionPremium
Understand and decide
Concrete insights to better manage your finances every day.
- Savings rate and debt level
- Alerts and financial goals
- AI analysis of your portfolioPremium
- PDF report of your wealthPremium
- Shared access for couplesPremium
No need to fill everything at once. Start with the essentials — value is immediate.
Free vs Premium
Orizen is free to understand your wealth. Premium brings optimization tools.
Ready to see clearly into your wealth?
Free, no commitment, private data.
All core features are free. Discover Premium →
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