Orizen
Orizen Premium

Understand for free. Optimize with Premium.

Orizen is free to track your wealth. Premium unlocks advanced analysis, simulation and optimization tools.

€49/year~€4/month

Also available in: $59 USD · £45 GBP · 45 CHF · A$79 AUD · 219 AED

What Premium unlocks

For each feature, what's free and what Premium adds.

AI & Advanced Analysis

Orizen's AI generates five types of reports: wealth diagnostic (strengths, weaknesses, opportunities, risks), personalized insights ("What should I do with my money?"), indicative target allocation matching your risk profile, project analysis (property purchase, retirement, education) and natural language asset entry. Each report can be saved, downloaded as PDF or shared.

Free: Not available 5 full analyses
See details

Orizen Simulation

The proprietary Monte Carlo algorithm generates 500 possible trajectories over 25 years. Each year, a realistic economic scenario (crisis, stability, boom) is drawn and your assets react according to their nature. Result: a realistic P10-P90 range instead of a single number. Loans are automatically amortized, showing the real evolution of your net wealth. You can also filter by asset or adjust return rates.

Free: 3 simple scenarios 500 Monte Carlo trajectories
See details

Unlimited goals

Define all your life projects — property purchase, retirement, children's education, travel, building an emergency fund — and track your progress in real time. Each goal is linked to your current wealth and savings capacity.

Free: 1 goal Unlimited
See wealth tracking

Full history

Access your complete wealth narrative. Create point-in-time reports at any date, track year-over-year evolution and export reports as PDF. The audit trail logs every change for full transparency.

Free: Last 2 years Full since 2020
See wealth tracking

Shared Premium

The shared account between two people is free. But if one of you goes Premium, the other benefits automatically. One subscription for your household.

Free: Free shared account 1 subscription for 2
See household management

Advanced budget

Multi-source income with couple attribution, monthly savings goals, net wealth projection, unlimited custom categories, unlimited history and AI budget analysis with interactive scenarios and evolution charts.

Free: Basic cash flow Full + AI
See budget module

Choose your plan

Free = Understand your wealth · Premium = Optimize your wealth

Free

Understand your wealth

  • Real-time dashboard & KPIs
  • Unlimited assets & debts (5 families)
  • Detailed metrics & allocation
  • Simple simulation (3 scenarios, 25 years)
  • Basic budget & debt ratio
  • Multi-currency (EUR, USD, GBP, CHF, AUD)
  • Shared account (2 people)
  • Smart alerts & CSV export
Get started for free

Premium

€49/year

Optimize your wealth

  • Everything in Free, plus:
  • 5 full AI analyses
  • Monte Carlo simulation (500 trajectories)
  • Unlimited wealth goals
  • Advanced budget + AI budget analysis
  • Full history since 2020
  • Shared Premium (1 subscription for 2)
Get started for free

Detailed comparison

Everything included in Orizen, feature by feature.

Feature
Free
Premium
Dashboard & KPIs
Asset management (5 families)
Unlimited
Unlimited
Detailed metrics & allocation
Rental & SCPI analysis
Basic
Advanced
Multi-currency (EUR, USD, GBP, CHF, AUD)
Multi-beneficiary
Smart alerts
CSV export
Risk profile
Real estate market estimation
Value + gap
Full + trend
Wealth goals
1 only
Unlimited
Simple simulation (3 scenarios)
25 years
25 years
Orizen Simulation (Monte Carlo)
500 sims, P10-P90
Simulation by asset / filters
Custom rates
Debt amortization
Wealth history
Last 2 years
Full
Create a point-in-time report
AI — Wealth diagnostic
AI — "What should I do with my money?"
AI — Target allocation
AI — Project analysis
AI — Natural language input
Multi-user account (2 people)
Full JSON export
Budget — Evolution chart
Budget — Couple attribution
Budget — Link budget ↔ AI analysis
Budget — Custom categories
3 max
Unlimited
Budget — Category notes
Budget — History
2 months
Unlimited
Budget — Multi-source income
Budget — Savings goals
Budget — Net wealth projection
Budget — AI budget analysis
Budget — Debt ratio

Simple, transparent pricing

Orizen Premium

€49/year

approximately €4 per month

Also available in: $59 USD · £45 GBP · 45 CHF · A$79 AUD · 219 AED

  • 5 full AI analyses
  • Monte Carlo simulation (500 trajectories)
  • Unlimited goals
  • Full history
  • Advanced budget + AI
  • Shared Premium (1 for 2)
Get started for free
Secure payment via StripeCancel anytime

The free version already lets you understand your entire wealth. Premium is for those who want to go further with optimization.

Frequently asked questions

Can I try before paying?
Yes. Orizen is entirely free for tracking your wealth. You can use the dashboard, metrics, simple simulation and basic budget with no time limit. Premium adds optimization tools (AI, Monte Carlo, unlimited goals, advanced budget).
How does payment work?
Payment is annual (€49/year, approximately €4/month) and secured by Stripe. You can pay by credit card. Subscription management is done directly from your Orizen account.
What happens if I cancel my subscription?
You keep Premium access until the end of the paid period. Then your account reverts to the free version. Your data is preserved — you lose nothing. You can resubscribe at any time.
Is my data secure?
Your data is stored encrypted on European servers (Supabase, hosted in Europe). Orizen never sells, shares or monetizes your data. You can export or delete your data at any time.
Is Premium shared with my partner?
Yes. If you have a shared account and one of you is Premium, the other automatically gets the same features. One subscription for two.

Ready to take it to the next level?

Start for free. Upgrade to Premium when you're ready.