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Simple, clear, accessible

Your wealth,
finally clear.

What you own, what you owe. Solo or together, no expertise needed.

Not a budgeting app. Not a trading platform. Just you, and a clear view of your wealth.

Discover my situationTry the demoHow it works

FreeNo commitmentPrivate dataShareable for 2

What Orizen actually reveals

Discoveries that change the way you manage your wealth.

Example scenario

Emma & James, 38 — Couple with rental property and stocks

−2.1%

gap between gross and real net return

Their REIT showed 4.2% gross on the prospectus. Orizen calculated the real net-net return: 2.1%. They revised their rental strategy.

Example scenario

Oliver, 44 — Freelancer with stocks, real estate and crypto

60%

of favorable scenarios before adjustment

The Monte Carlo simulation showed his wealth would cover retirement at 65 in only 60% of scenarios. He increased his monthly savings by €400.

Example scenario

Claire & David, 51 — Mortgage ending in 18 months

€1,240

per month freed up, identified in advance

By modeling the end of their mortgage, Orizen calculated €1,240/month freed up. They are now planning how to reinvest before the loan even ends.

You have bank accounts, a mortgage, maybe some real estate...

But do you have a clear overview?

Accounts, loans, savings, real estate… everything is scattered

You have numbers, but no big picture

Existing tools are often too complex

You're not alone. That's why we built Orizen.

Our solution

Orizen helps you understand where you stand

No expertise needed. No need to do it all at once.

A complete overview

All your assets and liabilities in one place, so you can finally see the full picture.

Simple indicators

Your situation summed up in a few clear numbers: what you own, what you owe, what's left.

Adapted to your life stage

Whether you're 30 or 65, the analysis adapts to your life stage and priorities.

Manage together

Wealth is often a couple's affair. Share your account and manage it together.

Real-time prices

Automatically track the value of your listed assets with stock market and crypto price integration.

Discover all features

Wealth is often a shared journey

Orizen lets you share your account with your partner. You both see and edit the same data, in full transparency. Every action is tracked, and Premium is shared — one subscription for two.

Simultaneous accessHistory: who did whatShared Premium

What Orizen is not

Let's be clear from the start.

It's not...
  • An accounting software or bank transaction tracker
  • A trading or investment platform
  • A financial advisor
  • A tool reserved for experts
It is...
  • A dashboard for your wealth
  • A tool to understand your financial situation
  • A decision-making aid
  • A clear mirror of your finances
  • A space shareable with your partner
  • A budget management tool linked to your wealth
Product preview

Your wealth, finally clear

Explore Orizen before creating an account.

Your net worth at a glance

Your net worth at a glance

Explore the interactive demo →
In 4 steps

How it works

From discovery to your dashboard — at your own pace.

1

Try without signing up

A pre-loaded demo household to explore all features in real conditions.

Access the demo

No credit card. No account required.

2

Create your account and add your data

Choose how to enter your wealth. Start with the essentials.

Enter manually, in a few clicks
Download our Excel/CSV template
Import your own CSV file
Let AI enter it for youPremium

~10 min for a first consolidated overview

3

Visualize your situation

All your wealth in a clear dashboard, updated in real time.

Your net worth
Breakdown of assets and liabilities
Month-by-month evolution
Monthly budget and loan trackingPremium
Long-term projectionPremium
4

Understand and decide

Concrete analyses to better manage your finances day to day.

Savings rate and debt level
Alerts and financial goals
AI analysis of your portfolioPremium
PDF wealth reportPremium
Shared access for couples

No need to fill in everything at once. Start with the essentials — value is immediate.

Who is Orizen for?

For anyone who wants to understand their financial situation, regardless of age or wealth.

Couples & young professionals

First purchase, loans, starting to save... Manage together and lay the foundations for a clear overview.

Established professionals

Multiple accounts, real estate, investments? Stay in control.

Seniors & retirees

Plan your estate, monitor your income, look ahead with peace of mind.

Why now?

Inflation, economic uncertainty, retirement concerns... Financial decisions are becoming increasingly personal. Having a clear view of your situation has never been more important.

Better understanding today means better decisions tomorrow.

Free vs Premium

Choose your plan

Free = Understand your wealth
Premium = Optimize your wealth

Free

Understand your wealth

0€

  • Complete dashboard
  • Unlimited multi-asset tracking
  • Indicators & allocation
  • Monthly budget
Create my wealth dashboard

Premium

Optimize your wealth

49€/an

~€4/month · for 2 people

  • Everything in Free, plus:
  • Personalized AI analysis
  • Monte Carlo simulation
  • Goals & financial projects
  • Wealth history
  • Shared account for two
Get started for free
See Premium details →

Trust & transparency

Your data, your choices, your control.

Private data

Your information stays yours. No resale, no tracking.

Educational

We explain, we never impose.

No product pushed

No ads, no financial products to sell.

For everyone

Designed for the general public, not just experts.

Frequently asked questions

Is it really free?
Yes, the basic version is entirely free: Dashboard, unlimited assets, evolution chart, financial goal, and account sharing. Premium features (AI Analysis, Monte Carlo Simulation, full history) are available with a subscription.
Do I need to install anything?
No, Orizen is a web application accessible from your browser, on desktop, tablet, or mobile. No installation required.
Is my data secure?
Yes. Your data is encrypted in transit and at rest, and never shared or resold. We are fully GDPR-compliant and you can export or delete your data at any time.
Is it complicated to use?
No, it's designed to be simple. The Dashboard centralizes everything: your assets, debts, goals, and wealth evolution. Add an asset in a few clicks or dictate it to the AI.
What types of assets can I track?
Over 25 asset types across 9 families: savings, real estate, stocks, crypto, bonds, safe haven (gold, commodities), vehicles & luxury, private equity, and debts/loans. SCPI have a dedicated income field (monthly, quarterly or annual) with automatic budget suggestions.
How is it different from budgeting or investment apps?
Budgeting apps track your daily expenses. Investment platforms sell you products. Orizen does neither: it's a dashboard of your overall wealth — what you own, what you owe, and how it evolves. Without selling you anything.
Can I share my account with my partner?
Yes! Invite your partner from Settings, even on the free version. You manage the same wealth together, with tracked changes. And if one of you is Premium, the other is too — one subscription for two.
How does the Budget tab work?
The Budget tab centralizes your multi-source income, expenses by category and monthly savings. Premium adds: savings goals, net wealth projection over 1-5 years, AI budget analysis with interactive scenarios, evolution chart and couple attribution.
Can AI analyze my budget?
Yes! The AI budget analysis (Premium) provides a comprehensive diagnostic of your income, expenses and savings capacity. You can ask follow-up questions ('What if I reduced my rent by €200?') and the AI calculates the quantified impact. Indicative analysis — consult a licensed financial advisor for personalized recommendations.
What is the net wealth projection?
The projection (Premium) estimates the likely evolution of your wealth over 1, 3 or 5 years using your monthly savings capacity. An uncertainty range (mean ± standard deviation) is displayed. Negative net wealth or negative savings are clearly flagged.
How does automatic price updating work?
You can link your stocks, ETFs, and cryptocurrencies to their stock ticker. Orizen automatically retrieves the closing price every business day and updates your asset values (price × number of shares). Updates happen after US and European market close.
Can I cancel my Premium subscription? Will I be refunded?
Yes, no questions asked. Within the first 14 days: full refund under the right of withdrawal. After that: you can cancel at any time from Settings → Subscription or directly via the Stripe portal. Your Premium access remains active until the end of the paid period. A pro-rata refund is available on written request to contact@orizen.app.
Does Orizen work on smartphones?
Yes. Orizen is a responsive web app that adapts to all screen sizes: desktop, tablet and smartphone (iOS Safari, Android Chrome). All features are available on mobile with no installation required. You can also add it to your home screen for quick access (PWA mode).
Are my financial data used to train the AI?
No. Data sent during Premium analyses is processed in real time by Anthropic and is neither stored nor used for model training. Only anonymised aggregated data (amounts, allocations) is transmitted — never your personal identifiers. Your data is hosted in the European Union (Ireland) via Supabase.

Ready to see your wealth clearly?

Understanding where you stand, to move forward with confidence.

Create my wealth dashboardTry the demo

Free•No commitment•Private data

Orizen is a wealth information and decision-support tool. It does not constitute investment advice within the meaning of MiFID II and is not registered as a financial advisor.